Financial Disclaimer

Last updated: January 2025

The information provided on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Before acting on any information presented here, you should consider whether it is appropriate for your circumstances and seek independent financial, legal, and taxation advice.

1. Not financial product advice

SYS Finance provides credit assistance services. The content on this website does not constitute personal financial advice. Any indicative figures, calculations, or comparisons are for general information only.

2. Calculator estimates

Calculators on this website provide estimates only. Actual loan repayments, borrowing capacity, stamp duty, and other figures may vary significantly based on lender criteria, government policy changes, and individual circumstances. Estimates do not constitute a loan offer or pre-approval.

3. Lender information

Lender logos and product information displayed on this website are for reference only. Loan products, interest rates, fees, and eligibility criteria are subject to change without notice and are determined by individual lenders.

4. Government schemes

References to government schemes (such as the First Home Guarantee, First Home Owner Grant, and QLD transfer duty concessions) are general descriptions. Eligibility and benefits may change. Please refer to relevant government sources for the most current information.

5. Licensing

SYS Finance holds the required Australian Credit Licence (or operates as a Credit Representative). Full credit licence details and credit guide are available on request.

6. No guarantee of approval

Loan approval is at the sole discretion of the lender and is subject to their lending criteria, your financial position, credit history, and other factors. We do not guarantee any particular outcome.

7. Limitation of liability

To the maximum extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website or reliance on the information provided.

金融免责声明

最后更新：2025 年 1 月

本网站所提供的信息仅为一般性信息，不构成对您个人目标、财务状况或需求的考量。在依据本网站任何信息采取行动之前，您应自行判断其是否适合您的情况，并咨询独立的金融、法律和税务专业建议。

1. 非金融产品建议

布里斯班房贷中介提供信贷协助服务。本网站内容不构成个人金融建议。任何示例数据、计算结果或对比信息仅供一般参考。

2. 计算器结果仅供参考

本网站计算器提供的结果仅为预估。实际月供、可贷额度、印花税及其他数字可能因贷方标准、政府政策变化及个人情况而有显著差异。预估结果不构成贷款 offer 或预批。

3. 贷方信息

本网站显示的贷方 Logo 和产品信息仅供参考。贷款产品、利率、费用及资格标准可能随时变更，最终以各贷方实际规定为准。

4. 政府补贴计划

本网站涉及的政府补贴计划（例如首次置业担保、首次置业补贴、昆州印花税减免等）信息仅为一般描述。资格条件和福利可能变更，请以政府官方发布的最新信息为准。

5. 持牌信息

布里斯班房贷中介持有所需的澳大利亚信贷牌照（ACL）或作为信贷代理人运营。完整的牌照信息及信贷指南可应要求提供。

6. 不保证审批通过

贷款审批由贷方独立决定，受其放贷标准、您的财务状况、信用记录及其他因素影响。我们不保证任何特定结果。

7. 责任限制

在法律允许的最大范围内，我们对您使用本网站或依赖本网站信息所产生的任何损失或损害不承担任何责任。