Hi, I'm Eric Shangguan — your local broker with senior bank credit experience. I compare 30+ lenders to find your best loan. English or Mandarin, 100% free.
Compare home loans from 30+ leading Australian lenders
Full-service mortgage broking across residential and commercial lending.
5% deposit schemes, $30,000 stamp duty exemption, suburb guidance. We handle the bank — you focus on finding your home.
Learn more →Haven't checked your rate in 2 years? You're likely overpaying $300+/month. Free comparison across 30+ lenders.
Learn more →ABN holders, sole traders, company directors. We know which lenders read business financials properly — and which won't waste your time.
Learn more →Building a portfolio? Cash-out, equity release, multi-property structuring. Tax-smart loan structures from day one.
Learn more →
I'm Eric Shangguan — a Brisbane-based mortgage broker who with senior banking credit assessment experience before going independent. I know exactly how the banks think — and how to get your loan approved at the best possible rate.
Former bank credit assessor with senior assessment experience — I know what each lender wants to see before they approve.
Comfortable explaining every detail in both languages — bring your parents to meetings.
Paid by lenders, not by you. Same rate as going direct, but with someone fighting for you.
Working full-time? I'll meet you after 6pm or on Saturdays — your schedule, not mine.
No jargon, no surprises. Here's exactly what happens after you book a call.
We chat about your goals, income, and timeline. No commitment, no pressure.
Day 1I compare 30+ lenders and prepare a personalised recommendation report.
Day 2-3I handle the application and paperwork. You get pre-approval, ready to bid.
Day 4-10Loan settles. I review your rate annually — keeping you on the best deal.
OngoingSee your monthly repayments and total interest in seconds.
💡 Want a personalised assessment? Book a free consultation and I'll prepare a real borrowing capacity report.
Get My Real Number💡 Eligible for grants you didn't know about? Book a call — I'll review every QLD scheme for you.
Check My Grant Eligibility"As a first home buyer, I was overwhelmed. Eric walked us through every step. The whole process from pre-approval to settlement was smooth — and we got a rate well below what our bank offered."
"Refinanced our investment property and saved $480/month. Eric was upfront about everything and got us a $3,000 cashback offer I didn't even know existed. Highly recommend."
"作为自雇人士，两家银行都拒了我。Eric 两周内就帮我批下来，利率非常理想。中英文沟通完全没问题，他了解华人客户的情况。"
"中英文都解释得很清楚，我父母也能放心提问。整个 settlement 准时完成，非常专业又贴心。强烈推荐给其他华人朋友。"
"Commercial loan for our café was approved at a great rate. Eric walked us through every step and even helped negotiate better terms. Will absolutely use again for our next property."
"作为新移民，我完全不懂澳洲贷款流程。Eric 耐心讲解了每一步，最后帮我拿到了比我自己跑银行低 0.4% 的利率。30年下来能省下接近10万澳元。"
No fees. No obligation. Just honest advice — pick a time that works for you.
Honest advice on Australian home loans, refinancing, and the QLD property market. New articles every 2 weeks.
Everything you need to know about FHB grants, stamp duty concessions, and the 5% deposit scheme in Queensland.
Read article →How to tell if your current loan is costing you. Includes the 4 questions every borrower should ask their bank.
Read article →From a former bank credit assessor's perspective — what to show lenders, what to avoid, and how to win approval.
Read article →It's 100% free to you. I'm paid a commission directly by the lender when your loan settles. You pay the same interest rate as going to the bank directly — but with someone fighting on your behalf for a better deal.
Typically 5–20% of the property price. With the First Home Guarantee Scheme, eligible buyers can purchase with just 5% deposit and no LMI. I'll help you check eligibility and explore all options in our first call.
Absolutely. As long as your ABN is at least 1–2 years old, we have lenders who specialise in self-employed clients. Even with limited financials, alt-doc and low-doc options can get you approved.
For straightforward applications, as fast as 3 business days. Complex cases (self-employed, multiple incomes, non-residents) typically take 1–2 weeks. I'll give you a realistic timeline in our first chat.
Cashback offers change frequently, but typically range from $2,000 to $4,000 depending on the lender and loan size. I track every offer in the market and make sure you don't miss out.
Yes! While I'm based in Brisbane, I can help clients anywhere in Queensland and across Australia via phone, video call, and digital paperwork. Bilingual service in English and Mandarin.
0415 521 689
Tap to call →eric.shangguan@sysfinance.com.au
Send email →Brisbane CBD, QLD 4000
Servicing all SE Queensland
Mon–Fri 9:00–18:00
Sat 10:00–14:00
After-hours by appointment
中英文沟通均可
父母也能轻松提问
Free 30-min chat. No commitment. Just honest advice.